GrowthCat Terms of Service

1. Service Scope

GrowthCat provides referral campaign tooling, analytics, campaign management, billing-related features, payout quoting, and related software services. GrowthCat may add, remove, suspend, or change any feature, integration, workflow, pricing, limit, or availability at any time, with or without notice, to the maximum extent permitted by law.

GrowthCat is a software platform. It is not a bank, money transmitter, payroll provider, employment agency, broker, fiduciary, or payment guarantor.

2. Accounts and Eligibility

You must provide accurate account information, keep credentials secure, and use GrowthCat only for lawful business purposes. You are responsible for all activity under your account and for ensuring that users acting under your organization’s access are authorized to do so.

You represent that you have the legal capacity and authority to accept these Terms for yourself or the entity you represent. You are responsible for all acts and omissions of your users, employees, contractors, and collaborators who access the service through your account.

3. Billing, Pricing, and Limits

Public plans may include Free, Starter, Growth, Scale, or other plans GrowthCat makes available. Plan terms may include monthly subscription price, app limits, active creator code limits, Monthly Attributed Revenue limits, extra attributed revenue fees, feature access, and other commercial terms. Monthly Attributed Revenue means subscription revenue GrowthCat attributes to creator or referral campaigns during the current UTC calendar month. It is not total app revenue, total RevenueCat revenue, influencer commission amount, GrowthCat extra attributed revenue fee amount, or code redeem count. For example, if GrowthCat attributes $100 of subscription revenue to a campaign and the influencer commission is $10, GrowthCat may count $100 as Monthly Attributed Revenue.

GrowthCat may calculate Monthly Attributed Revenue using attributed conversion data, subscription purchases and renewals, refund state, net proceeds where available, gross amount where net proceeds are unavailable, and other campaign attribution records available to GrowthCat. These calculations may be delayed, revised, incomplete, or affected by RevenueCat, app store, payment provider, refund, tax, exchange-rate, or integration data.

Paid plans, usage thresholds, app limits, active creator code limits, Monthly Attributed Revenue limits, redeem limits, extra attributed revenue fees, and related commercial terms may be updated by GrowthCat at any time. GrowthCat may increase, decrease, restructure, or remove plan limits, fees, features, and entitlements at its discretion.

Paid plans may include Monthly Attributed Revenue overage fees charged to the app owner when attributed revenue exceeds the included plan amount. During an active month, overage amounts shown in GrowthCat may be estimates only. Final overage invoices may be created after the monthly period closes, may be sent through Stripe or another payment provider, and may include a due window or grace period. Monthly Attributed Revenue overage fees are owner billing charges and are separate from influencer commissions, payout amounts, and GrowthCat payout operation fees.

GrowthCat may keep existing code validation, attribution tracking, webhook ingestion, historical dashboards, and related reporting active after a plan threshold is crossed, while restricting expansion activity such as creating apps, creating creator codes or campaigns, marketplace publishing, payout batch creation, or payout execution according to backend capability flags, account state, plan state, grace periods, and payment status.

Subscription billing and saved payment methods are processed by third-party payment providers such as Stripe. Your use of those providers is also subject to their terms and policies.

Stripe may separately charge processing, payout, currency conversion, cross-border, instant payout, dispute, or other service fees to app owners, influencers, or end users depending on the payment flow, payout method, country, and Stripe product used. Those third-party fees are set by Stripe, not GrowthCat. See Stripe pricing and fees.

GrowthCat may suspend, downgrade, restrict, or terminate access for failed payment, suspected abuse, excessive usage, legal risk, provider limitations, security concerns, or business discontinuation.

GrowthCat may increase or decrease plan limits, active creator code allowances, Monthly Attributed Revenue thresholds, redeem thresholds, available features, extra attributed revenue fees, or pricing tiers at any time. Unless otherwise required by applicable law, GrowthCat is not obligated to preserve any current commercial terms indefinitely.

4. Influencer Deals and Payout Responsibility

Any agreement regarding compensation, commissions, campaign terms, deliverables, promotion obligations, or payment timing is solely between the app owner and the influencer. GrowthCat is not a party to that agreement and does not act as principal, employer, guarantor, collection agent, or escrow provider for either side.

GrowthCat does not guarantee that an app owner will pay an influencer, that an influencer will perform as expected, or that any quoted or calculated payout will ultimately be completed, accepted, collected, recovered, or legally enforceable. Users are solely responsible for reviewing and documenting their own campaign and payment terms.

To the maximum extent permitted by law, GrowthCat is not liable for non-payment, late payment, chargebacks, refunds, disputes, tax withholding, failed transfers, account freezes, compliance reviews, provider holds, or any losses arising from owner and influencer payment arrangements.

5. User Compliance Responsibility

Users are solely responsible for compliance with all laws, rules, and regulations applicable to their use of GrowthCat, including advertising disclosures, consumer protection, sanctions, anti-money laundering, anti-spam, tax, privacy, employment, contractor classification, and local commercial laws.

GrowthCat does not provide legal, tax, accounting, payroll, employment, investment, or regulatory advice. Any reporting, payout, or campaign information made available through the service is informational only.

6. Acceptable Use and Abuse

You may not use GrowthCat to commit fraud, manipulate attribution, generate fake referrals, circumvent plan limits, spam users, scrape data without authorization, interfere with the service, or violate the rights of others.

GrowthCat may investigate suspected misuse and may suspend or terminate access immediately if it reasonably believes abuse, fraud, unlawful conduct, security risk, or operational harm has occurred.

7. Data, Analytics, and Attribution Accuracy

GrowthCat depends on third-party systems, user-provided data, app store events, payment provider information, and external integrations. Attribution, validation, reporting, payout calculations, and performance metrics may be delayed, incomplete, estimated, revised, or inaccurate.

GrowthCat does not warrant that any analytics, conversion attribution, payout quote, or campaign output is complete, final, error-free, or suitable as the sole basis for legal, financial, tax, or payroll decisions.

8. Third-Party Services

GrowthCat depends on third-party providers including payment processors, app stores, RevenueCat, cloud infrastructure, and communications providers. GrowthCat is not responsible for outages, inaccuracies, restrictions, delayed updates, API changes, or failures caused by third-party services.

9. Intellectual Property and Feedback

GrowthCat and its related software, content, branding, interface elements, and documentation remain the property of GrowthCat or its licensors. Except for limited rights necessary to use the service under these Terms, no rights are granted to you.

If you submit feedback, suggestions, or ideas, GrowthCat may use them without restriction or compensation.

10. No Warranty

GrowthCat is provided on an “as is” and “as available” basis. To the maximum extent permitted by law, GrowthCat disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, non-infringement, uninterrupted service, data accuracy, payout success, and error-free operation.

11. Limitation of Liability

To the maximum extent permitted by law, GrowthCat and its affiliates, officers, employees, and contractors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost revenue, profits, goodwill, data, contracts, users, or business opportunities, even if advised of the possibility.

To the maximum extent permitted by law, GrowthCat’s total aggregate liability arising out of or related to the service will not exceed the amount paid by you to GrowthCat in the three months preceding the event giving rise to the claim.

12. Indemnity

You agree to defend, indemnify, and hold harmless GrowthCat and its affiliates, officers, employees, and contractors from and against claims, losses, liabilities, damages, judgments, penalties, and expenses, including reasonable legal fees, arising out of or related to your campaigns, promotions, contracts, payouts, content, integrations, misuse of the service, or violation of law or these Terms.

13. Suspension and Termination

GrowthCat may suspend or terminate accounts, plans, or service availability at any time, with or without notice, for business, legal, compliance, operational, or security reasons. You may stop using the service at any time, but outstanding payment obligations remain due.

Upon suspension or termination, access to data, referrals, billing features, payout functionality, or integrations may be limited or removed. GrowthCat may retain certain records as reasonably necessary for compliance, auditing, fraud prevention, dispute resolution, or legitimate business purposes.

14. Governing Law and Venue

These Terms are governed by the laws designated by GrowthCat in its contracting and business documentation, without regard to conflict-of-law rules. To the maximum extent permitted by law, disputes must be brought exclusively in the courts chosen by GrowthCat for that purpose unless mandatory law requires otherwise.

15. Changes to These Terms

GrowthCat may modify these Terms at any time. Continued use of the service after updated Terms are posted constitutes acceptance of the updated Terms.

16. Independent Contractor Relationship

Influencers who participate in campaigns through GrowthCat are independent contractors, not employees, agents, partners, joint-venturers, or franchisees of GrowthCat or of any app owner. Nothing in these Terms or in any campaign offer, contract snapshot, or payout arrangement creates an employment relationship, agency, or any obligation on the part of GrowthCat or any app owner to provide benefits, withhold income tax, pay social security, or comply with employment legislation on behalf of any influencer.

Influencers retain full control over how, when, and through which channels they promote campaigns. No minimum activity, exclusive obligation, or guaranteed minimum payment is created by participating in a campaign. Influencers may simultaneously work with competing platforms and advertisers.

For the avoidance of doubt, neither app owners nor GrowthCat is responsible for payroll taxes, employment insurance, workers' compensation, pension contributions, or other statutory employer obligations with respect to any influencer. Each influencer is solely responsible for their own tax filings and social security contributions in their jurisdiction.

In jurisdictions that apply a presumption of employment to platform workers (including under the EU Platform Work Directive 2024/2831 or equivalent national transpositions), the parties intend and agree that the relationship is that of independent contractor, and that the influencer exercises genuine autonomy over their promotional activities consistent with that classification.

17. Advertising Disclosure Obligations

Influencers are solely responsible for complying with all applicable advertising disclosure laws, regulations, and platform rules in every jurisdiction where they publish content. This includes, without limitation:

• United States: The FTC Endorsement Guides (16 C.F.R. Part 255, as updated in 2023) require clear and conspicuous disclosure of any material connection between an influencer and an advertiser. Disclosures such as "#ad", "#sponsored", or "Paid partnership" must appear without requiring the viewer to click through or expand content. Vague disclosures such as "#partner" or "#collab" may be insufficient.
• European Union: The Unfair Commercial Practices Directive (2005/29/EC), the Digital Services Act (2022/2065), and applicable national advertising codes require clear identification of commercial communications. Influencers must comply with disclosure requirements in each EU member state where their content is directed.
• United Kingdom: The ASA/CAP Code requires that all marketing communications are obviously identifiable as such and comply with the Competition and Markets Authority influencer guidance.

By accepting a campaign offer on GrowthCat, influencers explicitly acknowledge that they are entering a commercial relationship with the app owner and that all content published in connection with a campaign must include clear and conspicuous disclosures as required by applicable law.

GrowthCat reserves the right, but does not undertake any obligation, to suspend or terminate access for influencers who knowingly publish non-disclosed commercial content through campaigns managed on the platform.

18. Tax Obligations and Reporting

Each user is solely responsible for determining, reporting, and paying any applicable taxes in connection with their use of GrowthCat, including income tax, self-employment tax, value-added tax (VAT), goods and services tax (GST), and any other taxes arising from commissions, campaign income, subscription fees, or other payments.

United States: GrowthCat or the relevant app owner may be required by law to collect U.S. tax forms (such as Form W-9 for U.S. persons or Form W-8BEN/W-8BEN-E for non-U.S. persons) and to issue informational returns such as Form 1099-NEC where required by the Internal Revenue Code. Influencers who earn USD 600 or more in a calendar year through campaign commissions may receive a Form 1099-NEC. GrowthCat may withhold payouts pending receipt of required tax documentation.

European Union / EEA: Influencers operating as VAT-registered businesses should provide their VAT identification number. Cross-border services between EU member states may be subject to the reverse charge mechanism. Each influencer is responsible for issuing any required invoices and for compliance with DAC7 reporting obligations that may apply to platforms.

United Kingdom: Influencers based in the UK remain subject to HMRC income tax and National Insurance obligations as self-employed individuals. GrowthCat may be required to report UK influencer income under applicable platform reporting regulations.

GrowthCat does not provide tax advice. Users should consult a qualified tax adviser in their jurisdiction. Failure to provide accurate tax information may result in payout suspension or mandatory withholding in accordance with applicable law.

19. Data Processing and GDPR

Where GrowthCat processes personal data on behalf of app owners in connection with campaign analytics, conversion tracking, or promo code activity, GrowthCat acts as a data processor and app owners act as data controllers within the meaning of the EU General Data Protection Regulation (GDPR, Regulation 2016/679) and equivalent national laws.

App owners who process personal data of EU/EEA or UK data subjects through the GrowthCat service must enter into a Data Processing Agreement (DPA) with GrowthCat as required by Article 28 GDPR. GrowthCat's standard DPA is available at growthcat.com/dpa. By using GrowthCat to process data subject to GDPR, you agree to the terms of that DPA.

GrowthCat's full privacy practices are described in the Privacy Policy.

20. Contact

Questions about these Terms should be directed to GrowthCat through the support channels available within the platform or at the contact details published on the GrowthCat website. For data protection and GDPR matters, see the Privacy Policy contact section.